Annuities

Is my annuity safe?

Video: 

The speaker discusses the safety of annuities in light of the recent financial turmoil.  He walks through the different types of annuities and talks about the risks associated in the case of default by the insurance company who issued the annuity.  It is very important to understand the financial integrity and strength of

Equity Indexed Annuity Concept

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The speaker provides a detailed understanding of equity indexed annuities.  He suggests that equity indexed annuities provide a safe haven of near riskless products such as a certificate of deposit; however, they allow the investor to participate in increases of the stock market up to a point.  Annuities are tax deferred,

Retirement Planning with Annuities

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The speaker provides a basic understanding of an annuity contract.  Annuities are similar to insurance policies, sold by insurance companies, which guarantee a stream of guaranteed income at retirement.  Many investors will purchase annuities to serve as individualized

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    • Understanding Annuities

    Video: 

    The speaker discusses how an annuity provides a steady stream of income at retirement.  They provide as a fail safe monthly check at retirement age; they come in all shapes and sizes and should be a part of any retirement portfolio. 

    Annuities

    An annuity is a contract, offered by an insurance company, that is designed to receive payments (lump sum or a series) from the purchaser of the annuity in exchange for a stream of periodic payments beginning at some point in the future.  The contributed cash amount into the annuity is held by the insurance company and grown over a period of time, before making payments to th

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