Video

The speaker discusses the rules of the required minimum distribution from your retirement plan.  He discusses the age at which distributions are required and also goes into penalties if one does not withdraw enough money.  He men

The speaker provides a basic overview of the differences between a roth 401k and the traditional 401k.  He suggests that for most people, the Roth 401k tax advantages will make this plan a better option for retirement; however, since tax rates are unknown for your r

The speaker explains that one must account for taxes when calculating what their retirement plan is worth.  Roth IRA and 401k's have different tax consequences at withdrawal and therefore, both plans need to be evaluated properly to determine the effective cash balan

The speaker reviews the differences between the traditional IRA and the roth IRA.  He mentions that the key differences is the manner in which funds are contributed and distributed.  A Roth IRA is funded with after tax dollars and is allowed to grow t

The speaker discusses the Roth IRA and a Roth IRA conversion.  He mentions the advantages of this retirement plan, specifically, the tax advantages. 

The speaker provides a system for how to spend your funds, whether it be cash in your checking account to funds in your roth IRA or 401k account.  He mentions to use your disposable cash first and your roth IRA funds last.

The speaker does a comparision between the roth IRA and a traditional IRA.  He provides an overview of each type of retirement plan and then discusses the advantages of each plan versus the other.  He mentions that the key benefit of the Roth IRA

The speaker provides an explanation of what a secured credit card is and how it differs from an unsecured credit card.  A secured credit card is backed by collateral while unsecured is not.

The speaker provides an overview of a simple IRA and discusses the advantages of this retirement plan type.  He mentions that it is important to increase contributions as you earn a higher salary and also mentions the importance of keeping your money in the

The speaker reviews the differences between a SEP IRA and a traditional IRA.  The real difference lies in the employment of the individual.  Typically, business owners utilize SEP IRA as it allows more of a contribution for smal

The video urges individuals to take a hard second look at taking hardship withdrawals from your 401k.  These withdrawals will be taxed your prevailing tax rate and also be subject to a 10% early withdrawal penalty, leaving the individual with a depleted retirement account and far less realized benefit as a

The video discusses the consequences of taking a hardship withdrawal from your 401k account.  Taxes, premature withdrawal fees, foregone investment returns, and more are discussed in this video.  One speaker mentioned that it is only advisable to withdraw from a