• user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:314b162330b0bbb98b59463269a093b8' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'A 401k plan is a defined contribution retirement savings account which is designed to provide you with great tax savings advantages and tax free investing.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:314b162330b0bbb98b59463269a093b8' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:c2d037452b495787ce027d7fdfdd1fcd' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'Some investors move from a company with a 401k program to one with a 403b plan. While they are essentially the same in design, they are not the same on the law books, and it is possible that 401k funds may not be transferrable to a 403b.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:c2d037452b495787ce027d7fdfdd1fcd' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:d41d8cd98f00b204e9800998ecf8427e' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:d41d8cd98f00b204e9800998ecf8427e' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:2a5f19a67d163aca338920372c7d276e' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'A 403(b), also known as a tax deferred annuity or TDA, is a tax deferred retirement plan available to employees of public schools, tax-exempt organizations, employees of public schools which are organized by Indian Tribal governments, civilian faculty and staff of the Uninformed Services University of Health Sciences, and some ministers', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:2a5f19a67d163aca338920372c7d276e' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:388e40c83abbb89fe0f65a2be2d6c7c3' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'Generally, 403b withdrawals are taken at the time of retirement and are subject to taxation at that time. However, in some cases it may be possible to make early 403b withdrawals without incurring additional penalties; these exceptions are outlined in the IRS regulations governing 403b accounts and typically require special circumstances in order to be applicable.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:388e40c83abbb89fe0f65a2be2d6c7c3' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:6f906bef752ab9c94abe1019c815ee37' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'A 457 contribution plan is a tax-deferred, incentivized retirement plan for government employees and non-government employees who work for certain non-profit corporations, hospitals, and other charitable organizations', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:6f906bef752ab9c94abe1019c815ee37' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:dc18ab1df94791a6736ce5dcfb6bf163' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'The 457 plan definition is a retirement plan specifically designed for employees of the government agencies as well as employees of not for profit corporations and other tax-exempt entities including hospitals.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:dc18ab1df94791a6736ce5dcfb6bf163' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:6f6691661b0026f1f0ca59232ba217d6' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'Part of responsible retirement planning is close tracking of your 401k plans and IRAs. This includes a regular check of your 401k balance to ensure the investments are performing well and your nest egg is continuing to grow.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:6f6691661b0026f1f0ca59232ba217d6' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:000cb6268e195d17ecdd468e335602b7' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'At its core, retirement planning focuses on asset allocation and where each dollar of your savings is invested for the best combination of risk to reward. However, it is about time the world takes a different view of what risk really means!', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:000cb6268e195d17ecdd468e335602b7' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:d11bbfee09aee086c06fce3b6cc2a47e' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = 'Because the primary purpose of a 401k is to save for your retirement years, the money that goes into that account needs to stay put until you reach retirement age. If you perform any retirement account withdrawals prior to the retirement age set by the federal government, you will have to pay penalties for taking the money too soon.', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:d11bbfee09aee086c06fce3b6cc2a47e' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:2fda152348bc4ae73408bf0b82608e9a' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<p>Tim Ord is a technical analyst and expert in the theories of chart analysis using price, volume, and a host of proprietary indicators as a guide to navigating through the markets.</p><p>Tim is in the Timers Digest Top 10 Rankings for his newsletter and is the Author of \"The Secret Science of Price and Volume”. Ord also contributes to the Stocks &amp; Commodities Magazine.</p>', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:2fda152348bc4ae73408bf0b82608e9a' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:4dd69529abed14a5c1c8f3ba7e22f8eb' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<p>Tradingsim.com provides the ability to simulate day trading 24 hours a day from anywhere in the world. TradingSim provides tick by tick data for every symbol on the Nasdaq, NYSE, and AMEX.</p><p>Use the fast forward and pause features to analyze your trading decisions with more precision.</p>', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:4dd69529abed14a5c1c8f3ba7e22f8eb' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '4:e6ff5fe7efa34d641d697991ec512c61' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<h2>Related Articles</h2>', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '4:e6ff5fe7efa34d641d697991ec512c61' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '4:64dc950e564b7bb494892459d2858add' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<div class=\"left\">\n <p>copyright &copy; 2011 MYSMP.com. All rights reserved.</p>\n <a href=\"/\">Home</a> • <a href=\"/advertise\">Advertise</a> • <a href=\"/sitemap\">Sitemap</a> • <a href=\"/privacy-policy\">Privacy Policy</a>\n</div>\n\n<div class=\"right\">\n <p>Designed &amp; Developed by: bxCreative.com: <a target=\"_blank\" href=\"http://bxcreative.com\">Web design</a></p>\n</div>', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '4:64dc950e564b7bb494892459d2858add' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:ef414e50ef3bcd60831c79a8ccac7f37' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<h2 class=\"pane-title\"><a href=\"/investment-articles\">Investment Articles</a></h2><h2 class=\"pane-title\"><a href=\"/premium-services\">Premium Services</a></h2> <h2 class=\"pane-title\"><a href=\"/free-offers\">Free Offers</a></h2> <h2 class=\"pane-title\"><a href=\"/video\">Videos</a></h2>', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:ef414e50ef3bcd60831c79a8ccac7f37' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:7ab206dca588aa9858fab14b55f27503' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<p>16192 Coastal Highway<br />\nLewes, Delaware 19958</p>\n', created = 1575567881, expire = 1575654281, headers = '', serialized = 0 WHERE cid = '1:7ab206dca588aa9858fab14b55f27503' in /var/www/html/mysmp/includes/cache.inc on line 109.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: SELECT data, created, headers, expire, serialized FROM cache_filter WHERE cid = '1:fb9bc3d8197c3f70b5a896cc8bae29d6' in /var/www/html/mysmp/includes/cache.inc on line 26.
  • user warning: Table './mysmp_drupal/cache_filter' is marked as crashed and should be repaired query: UPDATE cache_filter SET data = '<a href=\"/\"><img src=\"/sites/all/themes/bx/images/logo.png\" /></a>', created = 1575567882, expire = 1575654282, headers = '', serialized = 0 WHERE cid = '1:fb9bc3d8197c3f70b5a896cc8bae29d6' in /var/www/html/mysmp/includes/cache.inc on line 109.

Retirement Plans

A 401k plan is a defined contribution retirement savings account which is designed to provide you with great tax savings advantages and tax free investing.
Some investors move from a company with a 401k program to one with a 403b plan. While they are essentially the same in design, they are not the same on the law books, and it is possible that 401k funds may not be transferrable to a 403b.
A 403(b), also known as a tax deferred annuity or TDA, is a tax deferred retirement plan available to employees of public schools, tax-exempt organizations, employees of public schools which are organized by Indian Tribal governments, civilian faculty and staff of the Uninformed Services University of Health Sciences, and some ministers
Generally, 403b withdrawals are taken at the time of retirement and are subject to taxation at that time. However, in some cases it may be possible to make early 403b withdrawals without incurring additional penalties; these exceptions are outlined in the IRS regulations governing 403b accounts and typically require special circumstances in order to be applicable.
A 457 contribution plan is a tax-deferred, incentivized retirement plan for government employees and non-government employees who work for certain non-profit corporations, hospitals, and other charitable organizations
The 457 plan definition is a retirement plan specifically designed for employees of the government agencies as well as employees of not for profit corporations and other tax-exempt entities including hospitals.
Part of responsible retirement planning is close tracking of your 401k plans and IRAs. This includes a regular check of your 401k balance to ensure the investments are performing well and your nest egg is continuing to grow.
At its core, retirement planning focuses on asset allocation and where each dollar of your savings is invested for the best combination of risk to reward. However, it is about time the world takes a different view of what risk really means!
Because the primary purpose of a 401k is to save for your retirement years, the money that goes into that account needs to stay put until you reach retirement age. If you perform any retirement account withdrawals prior to the retirement age set by the federal government, you will have to pay penalties for taking the money too soon.
Tim Ord
Ord Oracle

Tim Ord is a technical analyst and expert in the theories of chart analysis using price, volume, and a host of proprietary indicators as a guide...

Tradingsim.com
Day Trading Simulator

Tradingsim.com provides the ability to simulate day trading 24 hours a day from anywhere in the world. TradingSim provides tick by tick data for...